NTrust Financial is our private labled, full-service real estate finance division concentrating in residential and commercial mortgages.  We specialize in providing the best mortgage rates, terms and products, for the borrower’s particular situation. We compare loan programs from a myriad of lenders and choose a mortgage specifically tailored to your particular personal and financial needs - it must fit your situation, whether the borrower is an individual seeking an interest only jumbo loan or 100% financing for a purchase, NTrust Financial is a mortgage company that provides the types of products that are available at the best terms and with the best service - all through one firm !

We know the most important piece of the purchase and sale is ensuring the buyer is able to obtain financing.  That is why we take the time and effort initially to examine the buyer's credit and credit score.  We then advise on ways to make that score better, so as to obtain the very best terms for the buyer !

We provide you, the Borrower, with complete, comprehensive mortgage services throughout the transaction – from pre-qualification to offer, to purchase and sale, to mortgage commitment to closing. From condominiums, single family homes, 2-4 family homes, multi-unit apartment buildings, and all types of commercial properties, our firm works diligently to find you the best product to save you time and money !

Each day, our company searches the marketplace of lenders and the myriad of mortgage programs so that we may obtain the best mortgage for you – our services shall not be beat.

Our firm is licensed in the Commonwealth of Massachusetts as a mortgage broker. Of note, our principal is also licensed as a lawyer and real estate broker. Therefore, we are quite familiar with each and every step of the real estate transaction - all to save you time and money. For all your mortgage loans, choose the one firm, NTrust Finanical, that possesses the requisite expertise and knowledge to take you seamlessly from pre-qualification to closing ! 

PRODUCTS

NTrust Financial provides you, the Borrower, with a myriad of choices for mortgage financing, from interest only jumbo loans, to 100% financing, we shall arrange for the best mortgage for you, matching your criteria of financial needs to the best mortgage product available.

Residential

Multi-family 2-4 units up to 95%; over 4 units, 80%

Condo's, warrantable and non-warrantable;

Mortgage Interest rate buy-downs, closing costs programs;

Stated income, stated assets;

2nd home, vacation home;

Cross collateralization of multiple properties with release provision, only one closing;

Choice of entity, entity vesting may include realty trusts, corporations, limited liability companies, limited partnerships.

Please know that rates, terms and programs are subject to change.

Commercial

NTrust Financial provides you, the Investor, with a myriad of choices for mortgage financing, from a fixed (5) five year period based on a (30) thirty year amortization, to 7, 10, 15, 20, 25 year fixed terms, which may be customized to match the amortization so as to avoid refinancing or a balloon payment. We shall arrange for the best mortgage for you, matching your criteria of financial needs to the best mortgage product available.

Apartment buildings, minimum 5 units and above - Full doc and stated, to 90%, no income tax returns; 

Multi and mixed use properties;

Condominium conversion;

Conversions of commercial to residential use;

Retail, industrial, office, lodging, healthcare. 

Business

We provide full brokerage and financing services for sales and acquisitions of businesses, including arranging Small Business Administration (SBA) loans and Equipment Leasing for new or established businesses, in multiple, diverse commercial fields.

 
Please know that rates, terms, and programs are subject to change.